The Modi government will help Lari-Gallawala with so many thousands, more than 50 lakh people will benefit
The government has started a loan scheme for street vendors. Its name is PM Swanidhi Yojana. Such shopkeepers have faced the most difficulties due to the lockdown. Their livelihood has been hit the hardest. The purpose of this scheme is to give cheap loans to people running lari-galla and small shops. The government has set aside Rs 500 crore for the scheme to help street vendors. There will be no big bet for it.
How much loan can you get and how much interest do you pay?
Loans up to Rs 10,000 more can be obtained under the PM Swanidhi Yojana. This helps in starting a business. This is provided with very simple terms. This is a type of unsecured loan. Interest is paid on relief rates under this scheme. People who pay their debts on time are also given a special discount on interest.
Who can get a loan?
These loans are given to people who run roadside lorries, rakes or small shops. Fruit, vegetable, laundry, salon and leaf shops are also included in this category. Even those who run it can take this loan.
How many people will benefit?
The government believes the scheme is expected to benefit 5 million street vendors. Experts believe that this scheme will help such shopkeepers in one way or another. Usually these people fall into the clutches of usurers. The usurer collects a good amount from them by giving a small amount. This scheme will save them from the clutches of usurers.
How to apply?
First of all the applicant has to go to the official website of the scheme http://pmsvanidhi.mohua.gov.in/. You will then be taken to the home page on the normal computer screen. Planning to apply for a loan on this home page? Will be seen. Read the 3 steps carefully and click on View More. By doing so you will see all the terms and conditions in detail. On this page you have to click on view / download form.
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Below this first point is a blue highlight. Then the form of Swanidhi Scheme opens in front of you. This file will be in PDF format. After downloading the application form, you will have to attach all the required documents along with the application with all the details asked in this form. The application form will then have to be submitted to the authorized institutions.
